Welcome to incomereign.com. The incomereign.com website (the "Site") is comprised of various web pages operated by Income Reign LLC. incomereign.com is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the "Terms"). Your use of incomereign.com constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.
incomereign.com is a Personal Finance Software as a Service Site.
This website provides personal finance software for individuals to keep track of monthly cashflow.
Your use of incomereign.com is subject to Income Reign LLC's Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices.
Visiting incomereign.com or sending emails to Income Reign LLC constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.
If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that Income Reign LLC is not responsible for third party access to your account that results from theft or misappropriation of your account. Income Reign LLC and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion.
Income Reign LLC does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use incomereign.com only with permission of a parent or guardian.
incomereign.com may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of Income Reign LLC and Income Reign LLC is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Income Reign LLC is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Income Reign LLC of the site or any association with its operators.
Certain services made available via incomereign.com are delivered by third party sites and organizations. By using any product, service or functionality originating from the incomereign.com domain, you hereby acknowledge and consent that Income Reign LLC may share such information and data with any third party with whom Income Reign LLC has a contractual relationship to provide the requested product, service or functionality on behalf of incomereign.com users and customers.
The information provided by AI Chatbots within this service is intended for general informational purposes only and should not be construed as financial advice. While reasonable efforts are made to ensure the accuracy and completeness of the content, it may not always reflect the most current financial regulations or market conditions. Income Reign, including the AI chat feature, disclaims any responsibility for decisions made based on the information provided. Users are strongly encouraged to seek advice from qualified financial professionals or conduct independent research before making any financial decisions. It is important to recognize that all investments involve inherent risks, and past performance is not indicative of future results.
Users are expected to engage in respectful and constructive dialogue within the forum. Harassment, hate speech, or any form of discriminatory behavior is strictly prohibited. Users must refrain from posting content that is offensive, threatening, or violates the rights of others.
Users are prohibited from posting content that is illegal, obscene, defamatory, threatening, infringing of intellectual property rights, invasive of privacy, or otherwise injurious or objectionable. Users are prohibited from posting content that contains software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam." Users are prohibited from using a false email address, impersonating any person or entity, or otherwise misleading as to the origin of any content posted.
Other Prohibitions: Harassment: Any form of persistent, unwelcome communication intended to disturb or upset another user.
Hate Speech: Expressions that promote violence, discrimination, or hostility based on race, ethnicity, gender, religion, or other protected attributes.
Inappropriate Content: Posting or sharing content that is sexually explicit, violent, or otherwise inappropriate for a diverse audience.
Users are required to comply with local, national, and international laws while participating in the forum. Failure to adhere to these guidelines may result in the removal of content, suspension, or termination of the user's account.
Income Reign LLC reserves the right to remove or edit any content posted on the forum. Income Reign LLC reserves the right to suspend or terminate any user account at any time for any reason.
The forum may be monitored for compliance with these terms. Monitoring may include automated processes or manual review. The website owner is not obligated to actively monitor all content but may do so at their discretion.
Users found to be in violation of the terms may face consequences, including content removal, account suspension, or termination. The website owner will strive to provide notice and an opportunity to address violations before taking such actions.
Users retain ownership of all content posted to the forum. Users grant the website owner a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.
Users are prohibited from posting content that infringes on the intellectual property rights of others. Users are prohibited from posting content that is confidential or proprietary to a third party. Users are prohibited from posting content that is subject to a non-disclosure agreement.
Users should refrain from posting personal financial data including (Brokerage/Bank statements, Spreadsheets, etc). Income Reign is not responsible for protecting or safeguarding this data as it hosted on third-party servers.
This license does not grant the website owner the right to sell user-generated content or transfer the license to a third party. Users can request the removal of their content, and the website owner will make reasonable efforts to comply, unless the content is integral to ongoing discussions or the forum's archival purposes.
You are granted a non-exclusive, non-transferable, revocable license to access and use incomereign.com strictly in accordance with these terms of use. As a condition of your use of the Site, you warrant to Income Reign LLC that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.
All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of Income Reign LLC or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.
You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. Income Reign LLC content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of Income Reign LLC and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of Income Reign LLC or our licensors except as expressly authorized by these Terms.
Income Reign LLC is committed to ensuring the security of your data. We employ appropriate technical and organizational measures to protect your personal and financial information from unauthorized access, disclosure, alteration, or destruction. While we strive to protect your information, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee its absolute security.
You agree to use the Site and the Service only for lawful purposes and in compliance with these Terms and any applicable laws, regulations, and policies. You shall not engage in any activity that is harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, invasive of another's privacy, or otherwise objectionable. You agree not to upload, post, or transmit any content that infringes upon the intellectual property rights of others, or that contains harmful components, including but not limited to viruses, malware, or spam.
The Service is controlled, operated and administered by Income Reign LLC from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the Income Reign LLC Content accessed through incomereign.com in any country or in any manner prohibited by any applicable laws, restrictions or regulations.
Income Reign LLC reserves the right to modify, suspend, or discontinue the Service or any part thereof, at any time, with or without notice to you. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.
You agree to indemnify, defend and hold harmless Income Reign LLC, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney's fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. Income Reign LLC reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with Income Reign LLC in asserting any available defenses.
In the event the parties are not able to resolve any dispute between them arising out of or concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration service selected by the parties, in a location mutually agreed upon by the parties. The arbitrator's award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the event that any legal or equitable action, proceeding or arbitration arises out of or concerns these Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable attorney's fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The entire dispute, including the scope and enforceability of this arbitration provision shall be determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms and Conditions.
Any arbitration under these Terms and Conditions will take place on an individual basis; class arbitrations and class/representative/collective actions are not permitted. THE PARTIES AGREE THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH'S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE OTHER. Further, unless both you and Income Reign LLC agree otherwise, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding.
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. INCOME REIGN LLC AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.
INCOME REIGN LLC AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. INCOME REIGN LLC AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL INCOME REIGN LLC AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF INCOME REIGN LLC OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.
Income Reign LLC reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of Nebraska and you hereby consent to the exclusive jurisdiction and venue of courts in Nebraska in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.
You agree that no joint venture, partnership, employment, or agency relationship exists between you and Income Reign LLC as a result of this agreement or use of the Site. Income Reign LLC's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Income Reign LLC's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by Income Reign LLC with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.
Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Income Reign LLC with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Income Reign LLC with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.
As part of our commitment to transparency and protecting your data, we list below the third-party subprocessors we use to support delivery of our services. We carefully evaluate each subprocessor to ensure they meet our data protection standards and comply with applicable data protection laws.
Income Reign LLC reserves the right, in its sole discretion, to change the Terms under which incomereign.com is offered. The most current version of the Terms will supersede all previous versions. Income Reign LLC encourages you to periodically review the Terms to stay informed of our updates.
Income Reign LLC may modify or derive financial data from it's data provider as deemed as necessary. The intent is provide the best/clean/accurate information available only.
We understand that circumstances can change, and you may need to cancel your subscription to our software. If you choose to cancel, you can do so by going to your Account Settings, selecting Account Billing Settings, and clicking on the Cancel Subscription button. Please note that if you cancel, you'll no longer have access to our software after the end of your current billing period.
Depending on the circumstances of your cancellation, you may be eligible for a refund. If you subscribed for a year and cancel early, you'll receive a prorated refund based on the remaining time in your subscription period. If you subscribed monthly, your subscription will stay active until the end of the current month, and will not be renewed for subsequent months unless you renew. Please note that refunds may be subject to fees charged by our payment provider.
It's important to note that different jurisdictions may have different requirements for refund policies, so this policy may not apply to all users. If you have any questions about your eligibility for a refund, or if you're located in a jurisdiction that has specific refund requirements, please contact us at support@incomereign.com and we'll be happy to help. Additionally, we comply with all applicable laws and regulations regarding refunds and cancellations, including those related to consumer protection, privacy, and data security.
We strive to be transparent and clear in all of our policies, and our cancellation and refund policy is no exception. If you have any questions or concerns about this policy, or if you need assistance with cancelling your subscription, please don't hesitate to reach out to us at support@incomereign.com.
Income Reign LLC welcomes your questions or comments regarding the Terms:
Income Reign LLC
Omaha, Nebraska 68135
Email Address:
legal@incomereign.com
Effective as of July 04, 2022